Get A List of Off-Market Properties That Fits Your CriteriaClick Here
|Company||JohnHart Real Estate|
Born in Armenia and raised in Burbank, Kristina Ter-Ovsepyan prides herself on being a well-rounded agent with an extremely diverse background. Those who have been lucky enough to work with Kristina in the past have found her to be the perfect combination of education, patience, and experience.
Having a Bachelor's Degree in Liberal Studies, Kristina understands the value that comes with formal education, and in an effort to impart some of her wisdom she takes time every week to volunteer at her son’s school. Much in the same way that a complex word problem may be difficult for one of her students to comprehend, the same can be said of buyers and sellers during a real estate transaction when faced with obstacles. Kristina’s patience while helping home buyers search for a property, or home sellers with receiving the highest and best offer possible, is simply unparalleled. She makes her clients’ happiness and success her utmost priority, and does not allow anyone or anything to force them into making a deal they may later regret.
Her dedication and determination when it comes to achieving her clients’ goals is an attribute that earns Kristina a loyal following of repeat customers. When her client says they want this house, or they will not sell for less than this amount, SHE GETS IT DONE.
Searching for that dream home, or selling your current home, can be a complicated and tiresome experience. It’s essential you find a real estate agent that’s actively involved in the business and loves what they do. That’s what Kristina is here for. She loves real estate and it’s her singular goal to make sure the process of buying or selling your home is seamless.
Kristina is ready and willing to help you with all your real estate needs.
+ Licensed Realtor since 2008
+ Extensive experience in distressed properties.
+ Experienced with First time home buyers.
+ 10 years of Administrative experience.
+ Bachelors Degree in Liberal Studies from California State University of Northridge.
+ Member of GAOR, NAR and CAR.
+ Speak fluent English and Armenian.
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.